Privacy Policy


Protecting your privacy is very important to us. We have accordingly developed

this Privacy Policy to protect your personal information and keep it confidential.

We endeavor to comply with laws of other countries but cannot and do not warrant

that we do. We do everything we reasonably can to protect your rights of privacy

on systems and the Website controlled by us, but we are not liable for any

unauthorized or unlawful disclosures of your personal and confidential information

made by third parties who are not subject to our control, for example advertisers

and websites that have links to our Website. You should take note that the

information and privacy practices of our business partners, advertisers, sponsors

or other sites to which we provide hyperlinks, may be different from ours. Our

privacy policy is subject to change at any time without notice. To make sure you

are aware of any changes, please review this policy periodically.

We categorise information about you (collectively referred to as “Personal

Information”) as follows:

(a) Profiling Information: Information which you provide when you register for a

Service, which may include some or all of the following: – Information about your

personal identity such as gender, marital status, age, preferences, likes and

dislikes etc.; – Your financial information such as your banking details and any

information relating to your income and lifestyle levels; and – Your contact details

such as your physical addresses, postal addresses, telephone and fax numbers

and the like. – In the case of Facebook aligned services (if so opted by you),

publicly available information of your friends, their likes and dislikes, etc. (b)

Payment and Account Information: Your account history with us including (without

limitation) all billing information and communications, payment history etc. We

maintain this in encrypted form on secure servers. (c) Service Usage: Information

about your navigation using our Services, for example the URLs of websites, which

you visit and from which you request downloads. (d) Log information: Information

such as your web request, IP address, browser type, browser language, date and

time of request. (e) Transactional Information: Transactional history (other than

banking details) about your e-commerce activities. (f) Correspondence Information:

Content, information about your correspondents, and the destination/origin of

communications between you and any other person using our Services, which

include email communications, blog, chat room and discussion board

communications, instant message communications, experts forum

communications, faxmail communications, membership of mailing lists etc. (g)

User IDs: Your usernames, passwords, email addresses and other security-related

information used by you in relation to our Services. (h) Stored Information: Data

either created by you or by a third party and which you wish to store on our

servers such as image files, documents etc. We only collect your Personal

Information to conduct our business and to enable us to deliver and improve our

Services. We do not for any reason whatsoever sell your Personal Information to

any third party or otherwise trade on it.

We will only disclose your Personal Information in accordance with this Privacy

Policy. If we want to use it for any other purpose, we will obtain your prior written

consent. If you decline to submit personal information to us, then we will

unfortunately not be in a position to provide the Services to you. Any of your

information which you provide when you use certain Services and are to an open,

public environment or forum including (without limitation) any blog, community or

discussion board, is not confidential, does not constitute Personal Information, and

is not subject to protection under Privacy Policy. Since such public environments

are accessible by third parties, it is possible that third parties may collect and

collate and use such information for their own purposes. You should accordingly

be careful when deciding to share any of your Personal Information in such public

environments. Information, which is disclosed publicly, is also shared with our

affiliates, third party service providers, sponsors of competitions etc. unless

expressly stated otherwise. We are not liable to you or any third party for any

damages that you or any third party may suffer howsoever arising from your

disclosure of Personal Information in any public environment. You accordingly

disclose information in a public environment at your own risk.


By accepting the Terms of Service you agree that we may collect and store your

Personal Information as long as you use our Services subject to the limitations set

out in this Privacy Policy.

2.1 We collect your Profiling and Account Information for the following reasons: (a)

We need your identity details, contact details, banking information and account

history to manage our relationship with you and provide Services to you. We may

use this information for suggesting products that you might like on our website. We

will only disclose this information as provided below. (b) We use certain of your

information in an aggregated form to compile statistical and demographical

profiles for our business and marketing activities. We may disclose such

information about you, provided that the information is in an aggregated form that

is not capable of being used or interpreted in such a manner as to identify you. 2.2

We collect and store your Service Usage and Transactional Information to: (a)

determine and verify the Service Charges payable by you and to administer our

relationship with you. (b) comply with any statutory or regulatory requirement. (c)

compile statistical and demographical profiles about you for our business and

marketing activities and to customise our Services to you. While we are entitled to

use such information about you for our own internal business purposes without

limitation, we will only disclose it in an aggregated form which is not capable of

being used or interpreted in such a manner as to identify you; and (d) monitor your

use of our Services for the purposes of ensuring compliance with our Terms of

Service. 2.3 We collect and store your Correspondence Information and Personal

Identifiers to: (a) comply with our obligations under law; and (b) monitor your use of

our Services in order to ensure your compliance with our Terms of Service. Any

Personal Information which we collect and which we may use in an aggregated

format ensuring you are not individually identified is our property. We may use it, in

our sole discretion and without any compensation to you, for any legitimate

purpose including (without limitation) the commercial sale thereof to third parties.

Sometime we use “cookies” so that we can provide you with more customised

information when you return to our website. “Cookies” are used to store user

preferences and to track user trends, so as to enhance your interactive experience

and generally improve our Services to you. You can set your browser to notify you

when you are sent a “cookie”, giving you the chance to decide whether or not to

accept it. If you do accept a “cookie”, you thereby agree to our use of any

Personal Information collected by us using that Cookie. You may update your

Profiling Information at any time on the website. You acknowledge and agree that

in the interests of improving personalisation and Service efficiency, we may, under

controlled and secure circumstances, share your Personal Information with our

affiliates (an entity which is our subsidiary or holding company or a subsidiary of

our holding company or an entity which controls, is controlled by or is under

common control with us).


If we are required to intercept, disclose, monitor and/or store your Personal

Information: (a) by law; (b) to conduct our business; (c) to secure our systems; or

(d) to enforce our own rights, we will do so in the manner as prescribed by law.

Such interception, disclosure, monitoring and storage may take place without your

knowledge. In that case, we will not be liable to you or any third party for any

damages howsoever arising from such interception, disclosure, monitoring and

storage. In order to ensure that all our Users comply with the Terms of Service, we

may monitor your Personal Information to the extent that this may be required to

determine compliance and/or to identify instances of non-compliance. To ensure

that the security and integrity of our Services are safeguarded, we may monitor

your Personal Information. This monitoring may include (without limitation) the

filtering of incoming and outgoing electronic data messages to identify, limit and/or prevent the transmission of spam, viruses and/or unlawful, defamatory, obscene or

otherwise undesirable material or content. We may under certain circumstances

procure an element of the Services from a third party service provider. To the

extent that it may be necessary, and solely for the purposes of providing the

Service to you, you agree that we may disclose to such third party any of your

Personal Information that may be necessary for the procurement of services from

the third party. 

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